Home Affairs Uniformed Services (INVEST Plan) Regulations

Home Affairs Uniformed Services Superannuation Act

(Chapter 126B, Section 3)

Home Affairs Uniformed Services (INVEST Plan) Regulations

Rg 2

G.N. No. S 486/2001

REVISED EDITION 2004

(29th February 2004)

[1st October 2001]

PART I

PRELIMINARY

Citation

1.  These Regulations may be cited as the Home Affairs Uniformed Services (INVEST Plan) Regulations.

Definitions

2.—(1)  In these Regulations, unless the context otherwise requires —

“Award Appeal Authority” means the Minister, or any person appointed by the Minister under section 23(3) of the Act;

[S 498/2023 wef 31/12/2021]

“Central Provident Fund” or “CPF” means the Central Provident Fund established under the Central Provident Fund Act 1953;

[S 498/2023 wef 31/12/2021]

“child” includes —

(a) a posthumous child;

(b) a step-child or an illegitimate child born before the date of the injury and wholly or mainly dependent upon the deceased officer for support; and

(c) an adopted child, adopted in accordance with any statutory provision before the date of injury, and dependent as aforesaid;

[Deleted by S 627/2013 wef 01/10/2013]

[Deleted by S 906/2018 wef 01/01/2019]

“discharge from the Police Force” means a discharge under section 14 of the Police Force Act 2004 or any other provision of that Act;

[S 906/2018 wef 01/01/2019]

[S 498/2023 wef 31/12/2021]

“eligible junior officer” means a junior officer who —

(a) is a member on 31 December 2018; or

(b) is on contract service on 31 December 2018, and becomes a member on or after 1 January 2019 immediately following that contract service;

[S 906/2018 wef 01/01/2019]

“eligible senior officer” means a senior officer who is, on 31 December 2018, a member and whose amount standing to his credit in his Retention Account has not fully vested in him;

[S 906/2018 wef 01/01/2019]

“eligible transferred junior officer” means a junior officer who —

(a) transferred from the service to another scheme of service in the public service before 1 January 2019; and

(b) rejoins the service on transfer without break from the public service on or after 1 January 2019;

[S 906/2018 wef 01/01/2019]

“eligible transferred senior officer” means a senior officer who —

(a) transferred from the service to another scheme of service in the public service before 1 January 2019 where the amount standing to his credit in his Retention Account has not fully vested in him; and

(b) rejoins the service on transfer without break from the public service on or after 1 January 2019;

[S 906/2018 wef 01/01/2019]

“emoluments”, in relation to a member, means the member’s monthly basic salary plus the monthly variable component;

“former INVEST Plan member” means an individual who —

(a) before 1 January 2019, transfers from the service —

(i) to another scheme of service in the public service; or

(ii) to the employment of any statutory body approved by the Minister before the transfer, by virtue of any written law; or

(b) on or after 1 January 2019, transfers from the service —

(i) to the Administrative Service; or

(ii) to the employment of any statutory body approved by the Minister before the transfer, by virtue of any written law;

[S 906/2018 wef 01/01/2019]

[Deleted by S 906/2018 wef 01/01/2019]

“gross salary”, in relation to a member, means the basic salary, monthly variable component, non-pensionable component and non-pensionable variable payments only of the member’s total monthly salary;

“INVEST contribution cessation date”, in relation to a member, means the date immediately before the 57th anniversary of the date of the member’s birth;

[S 906/2018 wef 01/01/2019]

[S 442/2021 wef 01/07/2021]

[S 1036/2024 wef 01/01/2025]

“junior officer” means —

(a) a civil defence officer who is below the rank of Lieutenant;

[S 906/2018 wef 01/01/2019]

(b) an intelligence officer;

(c) a narcotics officer who is below the rank of Inspector;

(d) a junior police officer; or

(e) a prison officer who is below the rank of Rehabilitation Officer;

“previous pensionable service”, in relation to a member, means service in the public service in respect of which a pension, gratuity or other allowance would have been payable to the member under the Pensions Act 1956 had he not converted to be a member;

[S 498/2023 wef 31/12/2021]

“reckonable service” has the meaning assigned to it in Part III;

“Retention Account”, in relation to a member who is an eligible junior officer, eligible senior officer, eligible transferred junior officer or eligible transferred senior officer, means the Retention Account in the Fund maintained by the Board in respect of that member in accordance with the Home Affairs Uniformed Services (INVEST Fund) Regulations (Rg 1);

[S 906/2018 wef 01/01/2019]

“Retirement Account”, in relation to a member, means the Retirement Account in the Fund maintained by the Board in respect of that member in accordance with the Home Affairs Uniformed Services (INVEST Fund) Regulations;

“retirement age”, in relation to a member, means the retirement age of that member determined in accordance with regulation 10;

[S 627/2013 wef 01/10/2013]

“senior officer” means —

(a) a civil defence officer who is of or above the rank of Lieutenant;

(b) a narcotics officer of or above the rank of Inspector;

(c) a senior police officer; or

(d) a prison officer of or above the rank of Rehabilitation Officer.

(2)  For the purposes of these Regulations, any reference to the gross salary of any member shall be the monthly gross salary last drawn by the member at the material time.

PART II

GENERAL PROVISIONS

Administration of these Regulations

3.—(1)  These Regulations shall be administered by award officers subject to the direction and control of the Minister.

(2)  The Minister may, for the purposes of these Regulations, also appoint one or more medical boards, either generally or for particular cases, comprising not less than 2 medical practitioners.

(3)  An award granted or made to or in respect of any member under Parts V and VI may, notwithstanding the provisions of these Regulations, be administered by an award officer for the benefit of any person, subject to the directions of the Minister, if —

(a) the person has not attained the age of 21 years;

(b) the person is, in the opinion of the Minister, incapable of managing his own affairs by reason of mental infirmity; or

(c) in any other case, the Minister considers that it is in the interest of such person that it should be so administered.

(4)  An award which is being administered under this regulation may, as to the whole or such part thereof and at such times as the Minister thinks fit —

(a) be applied for the benefit of the person to or in respect of whom it has been granted or made; or

(b) be paid to any person whom the Minister considers a fit and appropriate person so to apply the same and any moneys so paid shall be regarded as applied for the benefit of the person to or in respect of whom it has been granted or made.

Award Appeal Authority

4.—(1)  The Award Appeal Authority shall have the power, on appeal, to vary any award made by any award officer, whether by increasing or decreasing such award, and the decision of the Award Appeal Authority shall be final and conclusive.

(2)  The Award Appeal Authority shall have power —

(a) to call for any document relating to the appellant’s service from an officer-in-charge of records or to order the appellant to undergo a medical examination by a medical practitioner approved by the Award Appeal Authority in any particular case; and

(b) to certify to an officer-in-charge of records any reasonable travelling and other expenses which may be incurred by any person in appearing before the Award Appeal Authority or before any medical practitioner approved by the Award Appeal Authority to make a medical examination of such person under this regulation.

Failure to draw award

5.—(1)  Where a member fails for a continuous period of not less than 12 months to draw any award under Part V or VI of these Regulations, the award may be cancelled and any payment of any arrears may be withheld.

(2)  The Minister may, in any particular case, restore the award and pay the arrears either in whole or in part.

Arrears

6.  Except in so far as the Minister otherwise directs, with respect to any particular case or class of cases, payment of any award under these Regulations shall not be made in respect of any period preceding the date of the application or appeal as a result of which the claim to the award, or to the continuance or resumption of the payment of the award, as the case may be, is accepted.

Power to dispense with probate

7.—(1)  Where a member to whom any payment could have been made from his Retention Account or Retirement Account under these Regulations before his death dies before the payment is made, and the amount unpaid does not exceed $500, the amount so unpaid may —

(a) be paid to the personal representatives of the deceased person without probate or other proof of title; or

(b) be paid or distributed to or among the persons appearing to the award officer to be the persons beneficially entitled to the personal estate of the deceased person, or any of them.

(2)  In determining the amount to be paid or distributed under paragraph (1), the award officer may have regard to any payments made or expenses incurred by any such person for or on account of the funeral of the deceased member.

PART III

RECKONABLE SERVICE AND RETIREMENT

Reckonable service

8.  For the purposes of determining the amount of contribution to be credited to the Retirement Account or Retention Account of a member, the following periods of service, subject to any deduction to be made under regulation 9, shall be regarded as reckonable service:

(a) the period of regular service as a uniformed service officer on full pay;

(b) any period of service on secondment or loan to any other department or ministry of the Government or to any statutory board;

(c) service which a member has rendered on contract as a uniformed service officer prior to his conversion on or after 1st October 2001 to the regular service;

(d) any period during which a member has been granted leave to work part-time and such period must be pro-rated accordingly;

[S 906/2018 wef 01/01/2019]

(e) any period during which a member was sponsored by the Government for in-service studies;

[S 375/2013 wef 01/07/2013]

(f) such other period of service which the Minister may determine to be counted as reckonable service, subject to such conditions as the Minister may think fit to impose.

[S 906/2018 wef 01/01/2019]

Service not counted as reckonable service

9.  The following periods of service shall not be counted as reckonable service under these Regulations:

(a) the whole period of absence without leave;

(b) the whole period of desertion;

(c) the whole period of imprisonment as a result of his conviction on any charge by a court;

(d) the whole period of remand, custody, confinement, detention, or suspension or interdiction from duty pending trial by a court or disciplinary proceedings on a charge for which the member is subsequently convicted by the court or found guilty in the disciplinary proceedings, as the case may be;

(e) the whole period of leave of absence without pay granted to a member, other than no-pay maternity leave, unpaid infant care leave or unpaid leave for unexpected care needs for immediate family members;

[S 906/2018 wef 01/01/2019]

[S 159/2021 wef 15/03/2021]

(f) [Deleted by S 375/2013 wef 01/07/2013]

(g) the whole period of detention authorised under any written law.

Retirement age

10.—(1)  Subject to these Regulations, a member is required to retire from the service on the 57th anniversary of his birth, whether or not he has been confirmed in the rank that he is holding at the time of his retirement.

[S 1036/2024 wef 01/01/2025]

(2)  A member may apply to the relevant authority to retire before the anniversary of his birth mentioned in paragraph (1), by specifying in his application the earlier date on which he wishes to retire, subject to the following restrictions:

(a) if the member is a junior officer, the earlier date must be on or after the 50th anniversary of his birth;

(b) if the member is a senior officer, the earlier date must be on or after the 55th anniversary of his birth.

[S 442/2021 wef 01/07/2021]

(3)  Subject to paragraph (3A), the relevant authority has the discretion whether to permit an application to retire on an earlier date under paragraph (2).

[S 442/2021 wef 01/07/2021]

(3A)  The relevant authority must permit the following applications under paragraph (2):

(a) an application by a junior officer who is a member immediately before 1 October 2013 to retire on a date mentioned in paragraph (2)(a);

(b) an application by a junior officer (not being a junior officer mentioned in sub-paragraph (a)) who is a member immediately before 1 July 2021 to retire on a date on or after the 55th anniversary of his birth;

(c) an application by a senior officer who is a member immediately before 1 July 2021 to retire on a date on or after the 55th anniversary of his birth;

[S 442/2021 wef 01/07/2021]

[S 1036/2024 wef 01/01/2025]

(d) an application by a junior officer (not being a junior officer mentioned in sub‑paragraph (a) or (b)) who is a member immediately before 1 January 2025 to retire on a date on or after the 56th anniversary of his birth;

[S 1036/2024 wef 01/01/2025]

(e) an application by a senior officer (not being a senior officer mentioned in sub‑paragraph (c)) who is a member immediately before 1 January 2025 to retire on a date on or after the 56th anniversary of his birth.

[S 1036/2024 wef 01/01/2025]

(4)  [Deleted by S 1036/2024 wef 01/01/2025]

(5)  [Deleted by S 1036/2024 wef 01/01/2025]

(5A)  Every application under paragraph (2) must be made before the date of retirement to be specified in the application.

[S 442/2021 wef 01/07/2021]

[S 1036/2024 wef 01/01/2025]

(6)  In this regulation —

“relevant authority” means the Minister or any person appointed by the Minister to perform the functions and exercise the powers of the relevant authority under this regulation.

[S 442/2021 wef 01/07/2021]

[Deleted by S 442/2021 wef 01/07/2021]

Grounds for retirement

11.—(1)  A member shall be required or permitted to retire on the following grounds:

(a) he has attained his retirement age;

[S 627/2013 wef 01/10/2013]

(b) in the case of a police officer who is below the rank of assistant superintendent or a prison officer who is below the rank of superintendent, he has attained the age of 45 years;

(c) on a certificate from the head of his department and on medical evidence to the satisfaction of the relevant appointing authority that the member is incapable, by reason of infirmity of mind or body, of discharging his duties and that such infirmity is likely to be permanent;

(d) abolition of his office;

(e) if his retirement appears to be desirable in the public interest;

(f) for the purpose of facilitating improvement in the organisation of the department to which the member belongs by which greater efficiency or economy may be effected;

(g) in the case of a female officer appointed to the public service on or after 1st July 1956, on or after attaining the age of 50 years;

(h) in special circumstances not falling within paragraphs (a) to (g), on or after the member completing 15 years of service as a uniformed service officer.

(1A)  Where a member’s service has been terminated on the ground that, having regard to his performance, such termination is desirable in the public interest, the member shall be deemed to have been required to retire from service on the ground specified in paragraph (1)(e).

[S 32/2007 wef 01/10/2001]

(2)  For the purposes of paragraph (1)(b) and (g), “member” means —

(a) a person with any previous pensionable service immediately prior to his conversion to the INVEST Plan; or

(b) a senior police officer who is appointed on or after 1st October 2001.

[S 906/2018 wef 01/01/2019]

PART IV

CONTRIBUTIONS AND WITHDRAWALS

Contributions

12.—(1)  Subject to these Regulations, the Board shall cause the following to be credited to the accounts of each member in the Fund:

(a) [Deleted by S 906/2018 wef 01/01/2019]

(b) in the case of the Retention Account of a member who is an eligible junior officer, up to the member’s INVEST contribution cessation date, an annual contribution at the prescribed rate of the member’s gross salary;

[S 627/2013 wef 01/10/2013]

[S 906/2018 wef 01/01/2019]

(c) in the case of the Retirement Account, up to the member’s INVEST contribution cessation date, a monthly contribution at the prescribed rate of a sum that is the total of the following:

(i) the member’s gross salary and any bonus paid to the member in that month;

(ii) such additional remuneration component as may be approved by the Permanent Secretary, Ministry of Home Affairs and paid to the member in that month;

[S 906/2018 wef 01/01/2019]

(d) any dividend declared by the Board under paragraph (4); and

[S 413/2004 wef 12/07/2004]

(e) any other sums specified by these Regulations.

[S 413/2004 wef 12/07/2004]

(1A)  For the purposes of determining whether the monthly contribution at the prescribed rate mentioned in paragraph (1)(c) must be credited to the Retirement Account of a member, if the member transfers from the service to another scheme of service in the public service and rejoins the service on transfer without break from the public service on or after 1 January 2019, any period of reckonable service completed before the date of the transfer from the service must be disregarded.

[S 906/2018 wef 01/01/2019]

(2)  The Board shall, subject to the directions of the Minister, credit to the accounts specified in paragraph (1) every such contribution and dividend in such manner as the Minister may direct, and the Minister may give different directions in respect of different classes of members.

[S 153/2013 wef 01/04/2013]

[S 906/2018 wef 01/01/2019]

(3)  Notwithstanding paragraph (1), no contribution shall be credited in respect of —

(a) any whole period of absence without leave;

(b) any whole period of desertion;

(c) any whole period of imprisonment as a result of the member’s conviction on a charge by a court;

(d) any whole period of remand, custody, confinement, detention, or suspension or interdiction from duty pending trial by a court or disciplinary proceedings on a charge for which the member is subsequently convicted by the court or found guilty in the disciplinary proceedings, as the case may be; and

(e) any whole period of detention authorised under any written law.

[S 153/2013 wef 01/04/2013]

[S 906/2018 wef 01/01/2019]

(3A)  The Board may withhold any contribution payable to the account of any member under paragraph (1) if that member is in remand, custody, confinement, detention or under suspension or interdiction from duty pending trial by a court or disciplinary proceedings, but immediately on a finding of not guilty on all the charges against the member, any withheld contributions must be credited to the member’s accounts.

[S 906/2018 wef 01/01/2019]

(4)  The Board may, during or after each financial year ––

(a) declare to each member’s Retirement Account one or more dividends out of the net income and net unrealised profits of the Fund for that financial year; and

[S 906/2018 wef 01/01/2019]

(b) credit to each member’s Retention Account, if any, interest at such rate as the Board shall determine for that financial year.

[S 32/2007 wef 01/10/2001]

(5)  In this regulation —

“net income” means the amount ascertained by adding to, or deducting from, the income received from the investments of capital moneys in the Fund any profit derived or loss sustained, as the case may be, from the realisation of such investments;

“prescribed rate”, in relation to any contributions for a member, means the rate prescribed in the First Schedule in relation to the number of complete years of reckonable service completed by the member when the contribution is credited to the member’s Retirement Account or Retention Account, as the case may be.

Transition payment

12A.—(1)  The Board may cause a transition payment to be credited annually into the Retirement Account of a member —

(a) to whom any additional annual contribution was paid, or may be payable, before 1 January 2019; and

(b) where cessation of the additional annual contribution payments to the member may cause disadvantage to the member.

(2)  Without limiting paragraph (1), the Board may cause a further transition payment to be credited into the Retirement Account of a member described in that paragraph if —

(a) the member’s Retirement Account is about to close under regulation 15 because the member —

(i) retires from the service but not because of disciplinary proceedings;

(ii) resigns from the service to join the employment of a statutory body with the approval of the Ministry of Home Affairs;

(iii) is transferred from the service to another scheme of service in the public service except the Administrative Service, unless the transfer is at the member’s request; or

(iv) dies in service; or

(b) the member’s Retirement Account remains open but contributions to the Retirement Account cease under regulation 19(1)(a) or 19B(1)(a) (as the case may be) because the member —

(i) transfers from the service to the Administrative Service, unless the transfer is at the member’s request; or

(ii) is transferred under any written law from the service to the employment of a statutory body.

[S 159/2021 wef 15/03/2021]

(3)  The further transition payment mentioned in paragraph (2) for the year that a member retires or transfers from the service or dies in service may be pro-rated according to the proportion the following period (whichever is applicable) bears to the whole year:

(a) the period of the member’s reckonable service starting 1 January of that year to the date immediately before the date of the member’s retirement (both dates inclusive);

(b) the period of the member’s reckonable service starting 1 January of that year to the date immediately before the date of the member’s transfer (both dates inclusive);

(c) the period of the member’s reckonable service starting 1 January of that year to the date of the member’s death (both dates inclusive).

[S 159/2021 wef 15/03/2021]

(4)  The Board may determine different amounts of the transition payments mentioned in paragraphs (1) and (2) for different members.

[S 159/2021 wef 15/03/2021]

Eligibility for withdrawals

13.—(1)  Subject to these Regulations, no amount of money standing to the credit of a member may be withdrawn from the Fund in respect of his Retirement Account unless the member —

(a) retires or is required to retire from the service on any of the grounds specified in regulation 11;

(b) resigns from the service;

[S 413/2004 wef 12/07/2004]

(ba) is transferred from the service to another scheme of service in the public service except the Administrative Service;

[S 906/2018 wef 01/01/2019]

(c) dies in service; or

[S 413/2004 wef 12/07/2004]

(d) is dismissed from the service or discharged from the Police Force, subject to any forfeiture under regulation 17.

[S 413/2004 wef 12/07/2004]

[S 906/2018 wef 01/01/2019]

(2)  Such moneys shall not be paid except in accordance with regulation 18 and on the application of the member eligible to withdraw the money under regulation 20.

Payment from Retention Account to members

14.  The Board shall cause to be paid to a member such amount of money from his Retention Account which vests in him under regulation 18 at the following intervals:

(a) on his completing 6 years of reckonable service;

(b) on his completing 8 years of reckonable service;

(c) on his completing 10 years of reckonable service;

(d) on his completing 12 years of reckonable service.

[S 906/2018 wef 01/01/2019]

Closure of accounts

15.—(1)  Subject to these Regulations, where a member —

(a) retires or is required to retire from the service on any of the grounds specified in regulation 11;

(b) resigns from the service;

(ba) is transferred from the service to another scheme of service in the public service except the Administrative Service;

[S 906/2018 wef 01/01/2019]

(c) dies in service;

[S 413/2004 wef 12/07/2004]

(d) is dismissed from the service; or

[S 413/2004 wef 12/07/2004]

(e) is discharged from the Police Force,

all his accounts in the Fund shall be closed with effect from the date of his retirement, resignation, transfer, death, dismissal or discharge (as the case may be) and all contributions to his accounts shall cease immediately.

[S 413/2004 wef 12/07/2004]

[S 153/2013 wef 01/04/2013]

[S 906/2018 wef 01/01/2019]

(2)  A member’s Retention Account shall be closed upon the member having completed 12 years of reckonable service, and all the moneys in his Retention Account have been paid to him in accordance with these Regulations .

(2A)  [Deleted by S 159/2021 wef 15/03/2021]

(3)  Where a member’s accounts are closed under paragraph (1) or (2) during a financial year before a dividend or interest, if any, is declared for that financial year or the previous financial year, the Board may, notwithstanding paragraph (1) or (2), cause to continue to be credited into the member’s accounts interest at such rate as it determines until the moneys in those accounts are paid, and that interest shall be in lieu of any dividend or interest that may be declared or credited under regulation 12(4).

[S 32/2007 wef 01/10/2001]

Application to junior officers promoted to senior officers

16.—(1)  The Retention Account of a member who is —

(a) an eligible senior officer;

(b) an eligible transferred senior officer; or

(c) an eligible junior officer or eligible transferred junior officer, who is appointed a senior officer on or after 1 January 2019,

must remain open until the relevant date for that member, and interest on the moneys in that account must continue to be credited into the member’s account in accordance with regulation 12(4)(b) until all moneys in the Retention Account are paid to the member in accordance with these Regulations.

[S 906/2018 wef 01/01/2019]

[S 442/2021 wef 01/07/2021]

(2)  For the purposes of paragraph (1), “relevant date” means the date the whole of the amount standing to the member’s credit in his Retention Account vests in him.

Forfeiture of moneys on dismissal

17.  Notwithstanding the provisions of these Regulations, where a member is dismissed from the service or discharged from the Police Force, an award officer may direct the forfeiture of all or any of the moneys, whether vested or unvested, standing to the credit of the member.

[S 413/2004 wef 12/07/2004]

Withdrawals and vesting of contributions

18.—(1)  Subject to these Regulations, the following amounts, where applicable, shall vest in a member and may be awarded in respect of that member as follows:

(a) such portion of the moneys standing to the member’s credit in his Retention Account as specified in the Second Schedule in relation to the length of reckonable service in years or part thereof;

(b) such portion of the moneys standing to the member’s credit in the member’s Retirement Account as specified in the Second Schedule in relation to the member’s age as at —

(i) the date of the member’s retirement;

(ii) the date of the member’s resignation; or

(iii) the date of the member’s transfer from the service —

(A) to another scheme of service in the public service; or

(B) to the employment of any statutory body approved by the Minister before the transfer, by virtue of any written law.

[S 906/2018 wef 01/01/2019]

(c) [Deleted by S 906/2018 wef 01/01/2019]

(1A)  Notwithstanding paragraph (1) —

(a) where a member retires from the service on any ground specified in regulation 11(1)(a), (b), (c), (d), (e), (g) or (h); or

[S 1036/2024 wef 01/01/2025]

(b) where a member dies or has his service terminated due to total or permanent disability,

all moneys standing to the member’s credit in his Retention Account or Retirement Account or both, as the case may be, shall vest in the member and may be awarded in respect of that member.

(2)  Notwithstanding paragraph (1) or (1A) —

(a) where a member retires from service on the ground specified in regulation 11(1)(e) following disciplinary proceedings by or under the authority of the Public Service Commission or by a disciplinary officer under that service, all moneys standing to the member’s credit in his Retention Account or Retirement Account or both, which have vested in him under paragraph (1A) may be forfeited or reduced to the extent as determined by the award officer; and

[S 32/2007 wef 01/10/2001]

(b) where a member retires from service on the ground specified in regulation 11(1)(f), such portion of the moneys standing to the member’s credit in his Retention Account or Retirement Account, as the case may be, which has vested in the member under paragraph (1) may be increased to the extent and paid in such manner as determined by the award officer.

(2A)  Notwithstanding paragraph (1) or (1A), no sum credited to a member’s Retirement Account under regulation 33 shall vest in the member unless the member retires on the ground specified in regulation 11(1)(a) or (c).

[S 413/2004 wef 12/07/2004]

(3)  Despite paragraph (1)(b)(ii) or (iii)(A), any sum in a member’s Retirement Account does not vest in the member unless the member has served at least 10 years of reckonable service while being a member.

[S 906/2018 wef 01/01/2019]

(3A)  For the purposes of counting the period of reckonable service mentioned in paragraph (3) in relation to a member who transfers on 2 or more occasions on or after 1 January 2019 from the service to another scheme of service in the public service, only the period of reckonable service served continuously immediately before the latest transfer may be taken into account.

[S 906/2018 wef 01/01/2019]

(3B)  Paragraphs (3) and (3A) do not apply to a member who transfers from the service to the Administrative Service.

[S 906/2018 wef 01/01/2019]

(4)  The Board may, on the application of any person entitled to apply under regulation 20, authorise the payment to that person of the sum vested in the member in accordance with paragraphs (1), (1A), (2), (2A) and (3).

[S 413/2004 wef 12/07/2004]

(5)  Where a member is dismissed from the service or discharged from the Police Force, the Board may, on the application of any person entitled to apply under regulation 20, authorise the payment to that person of such moneys in the member’s Retention Account and Retirement Account not forfeited by the award officer under regulation 17.

[S 413/2004 wef 12/07/2004]

(6)  The Board must close every member’s CPF Top-Up Account with effect from 1 January 2019 and transfer all moneys in that member’s CPF Top-Up Account as at 31 December 2018 to the Central Provident Fund Board to be credited to that member’s account in the Central Provident Fund.

[S 906/2018 wef 01/01/2019]

(7)  The Board shall credit to the Provisional Account of the Fund any balance of moneys in the closed Retention Account or Retirement Account of any member after the amount allowed to be withdrawn under these Regulations has been paid.

[S 153/2013 wef 01/04/2013]

[S 791/2021 wef 01/11/2021]

(8)  In paragraph (3), “reckonable service” shall not include service which would otherwise be reckonable under regulation 8(e).

[S 375/2013 wef 01/07/2013]

[S 906/2018 wef 01/01/2019]

Arrangements for members who transfer from service to other public service

19.—(1)  Notwithstanding any provision in these Regulations to the contrary, where a member transfers from the service in order to be appointed as a public officer in a pensionable scheme of service designated by the President under section 3(4)(a) of the Pensions Act 1956 or any other scheme of service, and his period of service in the service is not counted as pensionable service for the purposes of the Pensions Act 1956 —

(a) all contributions to the member’s Retirement Account and Retention Account must cease with effect from the date of the member’s transfer;

[S 906/2018 wef 01/01/2019]

(b) where a Retirement Account has been opened for the member —

(i) that Account must remain open until the relevant date for that member, if the member transfers to another scheme of service in the public service before 1 January 2019 or to the Administrative Service on or after that date, and interest on the moneys in that Account at such rate as the Minister may determine must continue to be credited into the former INVEST Plan member’s Account in lieu of any dividend declared under regulation 12(4) until the moneys are paid to the member in accordance with these Regulations; or

(ii) that Account must close with effect from the date of the transfer for that member if the member transfers on or after 1 January 2019 to another scheme of service in the public service except the Administrative Service, and —

(A) if the member has served at least 10 years of reckonable service (counted in accordance with regulation 18(3A), if applicable) while being a member as at the date of the transfer, the balance moneys in that Account, after deducting the amount of moneys in that Account which have been vested in the member in accordance with paragraph 4 or 4A (as the case may be) of the Second Schedule, must be forfeited and transferred to the Provisional Account of the Fund; or

[S 791/2021 wef 01/11/2021]

(B) in any other case, all moneys in that Account must be forfeited and transferred to the Provisional Account of the Fund;

[S 906/2018 wef 01/01/2019]

[S 791/2021 wef 01/11/2021]

(c) where a Retention Account has been opened for the member, the Retention Account must be closed and —

(i) if the member transfers to another scheme of service in the public service before 1 January 2019 or to the Administrative Service on or after that date, all moneys in that Account must be awarded to the member; or

[S 159/2021 wef 15/03/2021]

(ii) if the member transfers on or after 1 January 2019 to another scheme of service in the public service except the Administrative Service —

(A) where the member has served at least 6 years of reckonable service —

(AA) half of the balance moneys in that Account on the date of transfer, after deducting the amount of moneys in that Account which have been vested in the member in accordance with regulation 18(1)(a), must be awarded to the member; and

(AB) the balance moneys in that Account after the award mentioned in sub-paragraph (AA) must be forfeited and transferred to the Provisional Account of the Fund; or

[S 791/2021 wef 01/11/2021]

(B) in any other case, all moneys in that Account must be forfeited and transferred to the Provisional Account of the Fund;

[S 906/2018 wef 01/01/2019]

[S 791/2021 wef 01/11/2021]

[S 159/2021 wef 15/03/2021]

(d) if he transfers from the service to that scheme of service before 1 January 2019, or to the Administrative Service on or after that date, but before the sums in his Retirement Account have fully vested in him, the former INVEST Plan member may, at his option, be awarded —

(i) on his transfer, such portion of the moneys standing to that member’s credit in his Retirement Account that is vested under regulation 18, and the balance of moneys in that account (together with interest thereon) subsequently at the relevant date if he is still a public officer or is an employee of the Home Team Science and Technology Agency; or

[S 76/2020 wef 01/02/2020]

(ii) all moneys in his Retirement Account (together with interest thereon) at the relevant date if he is still a public officer or is an employee of the Home Team Science and Technology Agency; and

[S 906/2018 wef 01/01/2019]

[S 76/2020 wef 01/02/2020]

(e) if he transfers from the service —

(i) to that scheme of service before 1 January 2019, or to the Administrative Service on or after that date; and

(ii) after the sums in his Retirement Account have fully vested in him,

all the sums vested may be awarded to the former INVEST Plan member.

[S 906/2018 wef 01/01/2019]

[S 498/2023 wef 31/12/2021]

(2)  The sum that may be subsequently awarded to a former INVEST Plan member mentioned in paragraph (1)(d), who has previously opted for the award under paragraph (1)(d)(i), must be forfeited immediately and transferred to the Provisional Account of the Fund, if the former INVEST Plan member, before the relevant date —

(a) resigns, retires or is dismissed from the public service or the Home Team Science and Technology Agency; or

(b) is discharged from the Police Force.

[S 76/2020 wef 01/02/2020]

[S 791/2021 wef 01/11/2021]

(2A)  If a former INVEST Plan member mentioned in paragraph (1)(d), who has previously opted for the award under paragraph (1)(d)(ii) —

(a) resigns, retires or is dismissed from the public service or the Home Team Science and Technology Agency; or

(b) is discharged from the Police Force,

an amount equal to the sums vested in his Retirement Account at the date of his transfer from the service may be awarded to the former INVEST Plan member on his resignation, retirement, dismissal or discharge (as the case may be) and the balance in his Retirement Account must be forfeited and transferred to the Provisional Account of the Fund.

[S 76/2020 wef 01/02/2020]

[S 791/2021 wef 01/11/2021]

(2B)  [Deleted by S 906/2018 wef 01/01/2019]

(3)  Notwithstanding any provision in these Regulations to the contrary, where a former INVEST Plan member’s period of service is to be counted as pensionable service for the purposes of the Pensions Act 1956, then with effect from the date of his transfer from the service to a pensionable scheme of service designated by the President under section 3(4)(a) of the Pensions Act 1956 —

(a) where a Retirement Account has been opened for that member, his Retirement Account shall close and all moneys standing to that member’s credit in that Account shall be forfeited and transferred to the Provisional Account of the Fund; and

[S 906/2018 wef 01/01/2019]

[S 791/2021 wef 01/11/2021]

(b) where a Retention Account has been opened for the member, the Retention Account must close and —

(i) if the transfer is before 1 January 2019, all moneys in that Account must be awarded to the member; or

(ii) if the transfer is on or after 1 January 2019 —

(A) where the member has served at least 6 years of reckonable service —

(AA) half of the balance moneys in that Account on the date of transfer, after deducting the amount of moneys in that Account which have been vested in the member in accordance with regulation 18(1)(a), must be awarded to the member; and

(AB) the balance moneys in that Account after the award mentioned in sub-paragraph (AA) must be forfeited and transferred to the Provisional Account of the Fund; or

[S 791/2021 wef 01/11/2021]

(B) in any other case, all moneys in that Account must be forfeited and transferred to the Provisional Account of the Fund.

[S 906/2018 wef 01/01/2019]

[S 791/2021 wef 01/11/2021]

(c) [Deleted by S 906/2018 wef 01/01/2019]

[S 498/2023 wef 31/12/2021]

(4)  The Board may, on the application of a former INVEST Plan member made at any time on or after the relevant date or (as the case may be) on or after his resignation, retirement, dismissal from the public service or the Home Team Science and Technology Agency or discharge from the Police Force, authorise the payment to the former INVEST Plan member of the relevant sum awarded under paragraph (1), (2) or (2A), as the case may be.

[S 627/2013 wef 01/10/2013]

[S 906/2018 wef 01/01/2019]

[S 76/2020 wef 01/02/2020]

(4A)  The Board may, on the application of a member who transfers from the service under this regulation on or after 1 January 2019, made at any time on or after the date of transfer, authorise the payment to the member of the sum awarded under paragraph (1)(c)(ii)(A)(AA) or (3)(b)(ii)(A)(AA), as the case may be.

[S 906/2018 wef 01/01/2019]

(5)  In this regulation —

“Home Team Science and Technology Agency” means the Home Team Science and Technology Agency established by the Home Team Science and Technology Agency Act 2019;

[S 498/2023 wef 31/12/2021]

“relevant date” means the date the whole of the amount standing to the credit of the former INVEST Plan member in his Retirement Account vests in him.

[S 76/2020 wef 01/02/2020]

19A.  [Deleted by S 906/2018 wef 01/01/2019]

Arrangements for members who transfer from service to statutory body

19B.—(1)  Notwithstanding any provision in these Regulations to the contrary, where a member is transferred under any written law from the service to the employment of any statutory body under the purview of the Ministry of Home Affairs or such other statutory body as the Minister may determine —

(a) all contributions to his Retirement Account and Retention Account must cease with effect from the date of his transfer;

[S 906/2018 wef 01/01/2019]

(b) where a Retirement Account has been opened for that member, his Retirement Account shall not close but shall remain open until the relevant date, and interest on the moneys in that account at such rate as the Minister may determine shall continue to be credited into the former INVEST Plan member’s account in lieu of any dividend declared under regulation 12(4) until the moneys are paid to him in accordance with these Regulations;

[S 153/2013 wef 01/04/2013]

[S 24/2014 wef 16/01/2014]

[S 906/2018 wef 01/01/2019]

(c) where a Retention Account has been opened for that member, his Retention Account shall close with effect from the date of his transfer and all moneys in it shall be awarded to the former INVEST Plan member;

(d) if he is transferred from the service to the employment of the statutory body before the moneys standing to his credit in his Retirement Account have fully vested in him, the former INVEST Plan member may, at his option, be awarded —

(i) on his transfer, such portion of the moneys standing to that member’s credit in his Retirement Account that is vested under regulation 18, and the balance of moneys in that account (together with interest thereon) subsequently at the relevant date if he is still in the employment of the statutory body; or

(ii) all moneys in his Retirement Account (together with interest thereon) at the relevant date if he is still in the employment of the statutory body; and

(e) if he is transferred from the service to the employment of the statutory body after the sums in his Retirement Account have fully vested in him, all the sums vested may be awarded to the former INVEST Plan member.

[S 627/2013 wef 01/10/2013]

(2)  If a former INVEST Plan member referred to in paragraph (1)(d) who resigns, retires or is dismissed from the employment of the statutory body before the relevant date has previously opted for the award under paragraph (1)(d)(i), the sum that may be subsequently awarded to him under paragraph (1)(d)(i) shall be forfeited immediately and transferred to the Provisional Account of the Fund.

[S 906/2018 wef 01/01/2019]

[S 791/2021 wef 01/11/2021]

(3)  If a former INVEST Plan member mentioned in paragraph (1)(d) —

(a) resigns, retires or is dismissed from the employment of the statutory body before his relevant date; and

(b) has previously opted for the award under paragraph (1)(d)(ii),

an amount equal to the sums vested in his Retirement Account at the date of his transfer from the service may be awarded to the former INVEST Plan member on his resignation, retirement or dismissal (as the case may be), and the balance in his Retirement Account must be forfeited and transferred to the Provisional Account of the Fund.

[S 906/2018 wef 01/01/2019]

[S 791/2021 wef 01/11/2021]

(4)  [Deleted by S 906/2018 wef 01/01/2019]

(5)  The Board may, on the application of a former INVEST Plan member made at any time on or after the relevant date or on or after his resignation, retirement or dismissal from the employment of the statutory body, authorise the payment to the former INVEST Plan member of the relevant sum awarded under paragraph (1) or (3), as the case may be.

[S 627/2013 wef 01/10/2013]

[S 906/2018 wef 01/01/2019]

(6)  In this regulation, “relevant date” means the date the whole of the amount standing to the credit of the former INVEST Plan member in his Retirement Account vests in him.

[S 269/2008 wef 01/06/2008]

Persons authorised to withdraw

20.—(1)  Subject to paragraph (2), the persons mentioned in paragraph (1A) are entitled to apply to withdraw the sums standing to the credit of a member in the Fund which are payable under these Regulations in respect of the member, where the member —

(a) retires from the service on any ground specified in regulation 11;

(b) resigns from the service; or

(c) transfers from the service on or after 1 January 2019 under regulation 19 to another scheme of service in the public service except the Administrative Service.

[S 906/2018 wef 01/01/2019]

(1A)  The persons entitled under paragraph (1) to apply to withdraw the sums standing to the credit of a member are —

(a) the member; or

(b) where the member lacks capacity within the meaning of section 4 of the Mental Capacity Act 2008 —

(i) a deputy appointed or deemed to be appointed for the member by the court under that Act with power in relation to the member for the purposes of these Regulations; or

(ii) a donee under a lasting power of attorney registered under that Act with power in relation to the member for the purposes of these Regulations.

[S 906/2018 wef 01/01/2019]

[S 498/2023 wef 31/12/2021]

(2)  After the death of a member or former INVEST Plan member, the personal representative of the member or former INVEST Plan member, as the case may be, shall be entitled to apply to withdraw the amount of moneys standing to the credit of the member or (as the case may be) former INVEST Plan member in the Fund which are payable under these Regulations in respect of that member or former INVEST Plan member.

Authorisation of withdrawals

21.—(1)  Where a withdrawal from any Retirement Account or Retention Account in the Fund has been authorised in favour of any person under regulation 14, 19 or 20, the Board shall —

(a) on the written instruction of that person, credit the amount authorised to be withdrawn to his bank account; or

(b) open a savings account with a bank in the name of that person and credit the amount authorised to be withdrawn to the said bank account.

(2)  Payment may also be made by the Board in such other manner as the Board shall see fit in any particular case or class of cases.

Deferment of pensions, gratuities, allowances or other benefits

21A.  Notwithstanding any provision in these Regulations, the Board may defer the payment of any moneys standing to the credit of any member in any account established under these Regulations if —

(a) he is being investigated for any negligent act or misconduct;

(b) disciplinary proceedings are being contemplated or have been initiated against him for any such act of misconduct or negligence; or

(c) criminal proceedings are being contemplated or have been instituted against him.

[S 375/2013 wef 01/07/2013]

Unclaimed moneys

22.—(1)  Where the accounts of any member or former INVEST Plan member in the Fund have been closed and no person authorised to withdraw the moneys in those accounts under regulation 19 or 21 has applied to so withdraw within 12 months of the date of such closure, such amount shall be accounted for as unclaimed and shall be transferred to the Provisional Account of the Fund.

[S 791/2021 wef 01/11/2021]

(2)  Where any amount has been transferred to the Provisional Account under paragraph (1), the Board shall, upon the application of any person eligible to the whole amount or any part thereof, authorise withdrawal by that person of the amount due to the applicant as if it had not been transferred out of the member’s or (as the case may be) former INVEST Plan member’s account.

[S 791/2021 wef 01/11/2021]

Post-retirement medical benefits

23.—(1)  Any of the following members may be granted post-retirement medical benefits based on the medical scheme applicable to him prior to his retirement if he has retired from the service on any of the grounds specified in regulation 11 and has served not less than 10 years of reckonable service:

(a) a member who has previous pensionable service immediately prior to his conversion to the INVEST Plan;

(b) a member who was appointed to the public service on or before 6th December 1984 and would have been eligible to an annual allowance under the Pensions Act 1956 had he retired from the public service prior to his conversion to the INVEST Plan; or

[S 498/2023 wef 31/12/2021]

(c) a member who is appointed as a senior police officer on or after 1st October 2001.

(2)  In paragraph (1), “reckonable service” includes any period of full-time national service under section 12 of the Enlistment Act 1970.

[S 498/2023 wef 31/12/2021]

Post-retirement medical benefits for officers under CPF scheme who were formerly pensionable officers

23A.  A member who was in the pensionable service immediately before his conversion to the provident fund scheme under the Central Provident Fund Act 1953 and who has not less than 10 years of pensionable service at the time of his conversion to the said provident fund scheme may also be granted post-retirement medical benefits based on the medical scheme applicable to him prior to his retirement from the service under any of the grounds specified in regulation 11.

[S 498/2023 wef 31/12/2021]

Post-retirement medical benefits for members transferred to statutory body

23B.  Any member transferred under any written law from the service to the employment of any statutory body under the purview of the Ministry of Home Affairs or such other statutory body as the Minister may determine, who would have been eligible under regulation 23(1) for post-retirement medical benefits had he remained in the service, may also be granted post-retirement medical benefits upon his retirement from the statutory body based on the medical scheme applicable to him prior to his transfer, if, prior to his retirement, he had not less than 10 years of combined service in the service and in the employment of the statutory body to which he was transferred.

[S 269/2008 wef 01/06/2008]

Post-retirement medical benefits for members receiving injury allowance

23C.  An award officer may grant post-retirement medical benefits to a member, based on the medical scheme that is applicable to the member on the eve of the member’s date of retirement, if that member is granted an allowance mentioned in regulation 27(1)(ii) or 28(2) or (3).

[S 159/2021 wef 15/03/2021]

Dependants’ medical benefits for dependants of members

23D.  An award officer may grant dependants’ medical benefits to a member’s dependant, based on the medical scheme that is applicable to the member on the date of the member’s death, if that dependant is granted an allowance or award mentioned in regulation 25(1) or 26(1).

[S 159/2021 wef 15/03/2021]

PART V

AWARDS IN RESPECT OF DEATH

Death in service

24.—(1)  Subject to regulation 29, where a member, other than a member referred to in paragraph (2), dies while he is in service, there shall be paid to such of his dependants as an award officer thinks fit or, if there are no dependants, to his personal representatives an amount of money equivalent to —

(a) the total sum of moneys, whether vested or not, standing to the credit of the member in his Retirement Account and Retention Account, if applicable, at the date of his death; or

[S 906/2018 wef 01/01/2019]

(b) one year’s salary,

whichever is greater.

(2)  Subject to regulation 29, where a member dies while he is in service, and he was in the pensionable service immediately before his conversion to the INVEST Plan, there shall be paid to such of his dependants as an award officer thinks fit or, if there are no dependants, to his personal representatives, an amount of money equivalent to —

(a) all moneys, whether vested or not, standing to the credit of the member in his Retirement Account and Retention Account, if applicable, at the date of his death; or

[S 906/2018 wef 01/01/2019]

(b) an amount equivalent to the total benefits that would have been payable to the member under the Pensions Act 1956 if he had remained in the pensionable service at the time of his death,

whichever is greater.

[S 498/2023 wef 31/12/2021]

(3)  The moneys payable to a member under paragraph (1) or (2) shall be withdrawn from the moneys standing to the credit of the member in all his accounts maintained under the INVEST Plan, and if the moneys in these accounts are insufficient, the balance shall be withdrawn from the Income Account of the Fund.

[S 32/2007 wef 30/01/2007]

(4)  In paragraph (1)(b), “salary”, in relation to a member, means the basic salary and monthly variable component of the member’s total monthly salary.

Award where member, other than police officer, dies of injuries received in and which is attributable to service

25.—(1)  Subject to paragraphs (2) and (3), where a member, other than a police officer, dies as a result of injuries received —

(a) in the actual discharge of his duty;

(b) without his own default; and

(c) on account of circumstances specifically attributable to the nature of his duty,

while in the public service, an award officer may, in addition to the award, if any, granted under regulation 24, grant the following:

(i) if the deceased member leaves a widow — an allowance to her, while unmarried and of good character, at a rate not exceeding ten-sixtieths (10/60ths) of his annual pensionable emoluments at the date of the injury or $240 a year, whichever is greater;

(ii) if the deceased member leaves a widow to whom an allowance is granted under sub-paragraph (i) and a child or children — an award in respect of each child, until such child attains the age of 18 years, of an amount not exceeding one-thirtieth (1/30th) of his annual pensionable emoluments but not less than $60 a year;

(iii) if the deceased member leaves a child or children, but does not leave a widow or no award is granted to the widow — an allowance in respect of each child, until such child attains the age of 18 years, of double the amount prescribed by sub-paragraph (ii);

(iv) if the deceased member leaves a child or children and a widow to whom an award is granted under sub-paragraph (i), and the widow subsequently dies or remarries — an award in respect of each child as from the date of the death or re-marriage of the widow until such child attains the age of 18 years, of double the amount prescribed in sub-paragraph (ii);

(v) if the deceased member does not leave a widow, or if no award is granted to his widow, and if his mother was wholly or mainly dependent on him for her support — an allowance to the mother, while of good character and without adequate means of support, of an amount not exceeding the award which might have been granted to his widow.

(2)  Notwithstanding anything in paragraph (1) —

(a) in the case of an allowance granted to the mother of a deceased member under paragraph (1)(v) —

(i) such award shall cease as from the date of her re-marriage if the mother is a widow at the time of the grant of the award and she subsequently remarries; and

(ii) if it appears to the award officer at any time that the mother is adequately provided with other means of support, such award shall cease as from such date as the award officer may determine;

(b) an allowance granted to a female child under this paragraph shall cease upon the marriage of such child under the age of 18 years; and

(c) an allowance shall not be payable under this regulation at any time in respect of more than 6 children except that an award officer may, in cases of hardship, authorise payment of allowance in respect of more than 6 children.

(3)  Paragraph (1) shall not apply in the case of the death of any member if his dependants, as defined in any written law relating to work injury compensation for the time being in force in Singapore, are entitled to compensation under that written law.

[S 269/2008 wef 01/04/2008]

(4)  If a member, other than a police officer, proceeding by a route approved by the Minister to or from Singapore at the commencement or termination of his service therein, or of a period of leave therefrom dies as a result of damage to the vessel, aircraft or vehicle, in which he is travelling or of any act of violence directed against himself or against such vessel, aircraft or vehicle, and the Minister is satisfied that such damage or act is attributable to circumstances arising out of a war in which Singapore may be engaged, such member shall be deemed, for the purposes of this regulation, to have died in the circumstances described in paragraph (1).

(5)  When a member, other than a police officer, dies as a result of injuries received in an accident occurring to any aircraft in which he is being carried in pursuance of official instructions, as defined in regulation 27(8) he shall be deemed to have died as a result of injuries received in the actual discharge of his duty and on account of circumstances specifically attributable to the nature of his duty.

(6)  In calculating any award payable under this regulation to a member referred to in paragraph (4) —

(a) paragraph (1)(i) shall be read as if the words “fifteen-sixtieths (15/60ths)” had been substituted for the words “ten-sixtieths (10/60ths)” appearing therein; and

(b) paragraph 1 (ii) shall be read as if the words “one-sixth (1/6th)” had been substituted for the words “one-thirtieth (1/30th)” appearing therein.

(7)  Where a member who is not a police officer dies as a result of injuries received in special circumstances which, in the opinion of an award officer, justifies exceptional treatment, regulation 26 shall apply in lieu of this regulation as if such member was a police officer.

Allowances where member who is police officer dies of injuries received in and which is attributable to service

26.—(1)  Subject to paragraphs (2) and (3), where a member who is a police officer dies as a result of injuries received in the execution of his duties, an award officer may, in addition to the award, if any, granted in accordance with regulation 24, grant —

(a) if the deceased police officer leaves a widow — an allowance to her, while unmarried and of good character, at the rate of one-third (1/3rd) of his annual pensionable emoluments at the date of the injury except that the minimum award so payable shall be $240 a year;

(b) if the deceased police officer leaves a widow to whom an allowance is granted under sub-paragraph (a) and a child or children — an award in respect of each child, until such child attains the age of 18 years, at the rate of one-fifteenth (1/15th) of his annual pensionable emoluments;

(c) if the deceased police officer leaves a child or children but does not leave a widow or no award is granted to the widow — an allowance in respect of each child, until such child attains the age of 18 years, at the rate of two-fifteenths (2/15ths) of his annual pensionable emoluments;

(d) if the deceased police officer leaves a child or children and a widow to whom an award is granted under sub-paragraph (a), and the widow subsequently dies or remarries — an allowance in respect of each child as from the date of the death or re-marriage of the widow, until such child attains the age of 18 years, at the rate of two-fifteenths (2/15ths) of his annual pensionable emoluments;

(e) if the deceased police officer leaves a widow to whom an allowance is granted under sub-paragraph (a) — an allowance at the rate of one-eighth (1/8th) of his annual pensionable emoluments may be paid to his mother, or, where his mother is deceased, to his father, while of good character and without adequate means of support, if his mother, or, as the case may be, his father, was wholly or mainly dependent on him for support at the time of his death; or

(f) if the deceased police officer does not leave a widow, or if no award is granted to his widow — an allowance at the rate of one-fourth (1/4th) of his annual pensionable emoluments may be paid to his mother, or, where his mother is dead, to his father, while of good character and without adequate means of support, if his mother, or, as the case may be, his father, was wholly or mainly dependent on him for support at the time of his death.

(2)  Notwithstanding anything in paragraph (1) —

(a) in the case of an allowance granted to a parent of a deceased member under paragraph (1)(e) or (f) —

(i) such allowance shall cease as from the date of her re-marriage if the mother is a widow at the time of the grant of the allowance and subsequently re-marries; and

(ii) if it appears to the award officer at any time that the mother, or, as the case may be, the father, is adequately provided with other means of support, such award shall cease as from such date as the award officer may determine;

(b) an allowance granted to a female child under this regulation shall cease upon the marriage of such child under the age of 18 years; and

(c) an allowance shall not be payable under this regulation at any time in respect of more than 6 children except that an award officer may, in cases of hardship, authorise payment of awards in respect of more than 6 children.

(3)  Paragraph (1) shall not apply in the case of the death of any member if his dependants, as defined in any written law relating to work injury compensation for the time being in force in Singapore, are entitled to compensation under the said written law.

[S 269/2008 wef 01/04/2008]

(4)  Where a member who is a police officer dies as a result of injuries received in the execution of his duties, an award officer may grant to such of his dependants as he may think fit, or if there are no dependants, to his legal personal representatives, in addition to the award payable under regulation 24 and any awards payable to his dependants in accordance with this regulation, compensation equivalent to the difference between the sum which the police officer would be entitled to under the Work Injury Compensation Act 2019, as if he were an employee under that Act, and the award that was granted to the police officer under regulation 24.

[S 269/2008 wef 01/04/2008]

[S 785/2020 wef 01/09/2020]

[S 498/2023 wef 31/12/2021]

(5)  In this regulation, any reference to a police officer shall include a reference to an intelligence officer.

PART VI

AWARDS IN RESPECT OF DISABLEMENT

Allowance for injured members, other than police officer

27.—(1)  Subject to the provisions of these Regulations, where a member who is not a police officer —

(a) has been permanently injured in the actual discharge of his duty, without his own fault, by some injury specifically attributable to the nature of his duty;

(b) has been permanently injured in special circumstances which, in the opinion of an award officer, justify exceptional treatment; or

(c) contracts a disease to which he is specifically exposed by the nature of his duty, not being a disease wholly or mainly due to or seriously aggravated by his own serious and culpable negligence or misconduct,

and his retirement, on the recommendation of a medical board or of a medical practitioner approved by the award officer, is thereby necessitated or materially accelerated, he may be granted in respect of such injury or disease —

(i) all moneys, whether vested or not, standing to the credit of the member in his Retirement Account and Retention Account, if applicable, at the date of his retirement; and

[S 413/2004 wef 12/07/2004]

[S 906/2018 wef 01/01/2019]

(ii) in addition to any awards granted under sub-paragraph (i), an annual allowance at the following rates of the proportion of his emoluments at the date of his injury or contraction of the disease:

(A) where his capacity to contribute to his support is slightly impaired — five-sixtieths (5/60ths);

(B) where his capacity to contribute to his support is impaired — ten-sixtieths (10/60ths);

(C) where his capacity to contribute to his support is materially impaired — fifteen-sixtieths (15/60ths);

(D) where his capacity to contribute to his support is totally destroyed — twenty-sixtieths (20/60ths).

(2)  The amount of the annual allowance under paragraph (1) shall be reduced to such an extent as an award officer shall think reasonable in the following cases:

(a) where the member so injured or suffering from ill-health or disease has continued to serve for not less than one year after such injury, or after contracting such ill-health or disease in respect of which he retires; or

(b) where such injury, ill-health or disease is not the sole cause of retirement, but the retirement is caused partly by age or infirmity not due to such injury, ill-health or disease.

(3)  Where it appears that the member so injured would, but for this paragraph, in respect of the same injury, be both entitled to compensation under any written law relating to work injury compensation for the time being in force in Singapore and be eligible to receive an allowance under this regulation, he shall be required to elect whether he will receive compensation under the written law or an award under this regulation; and where the member elects to receive compensation under the said written law he shall receive no allowance under this regulation.

[S 269/2008 wef 01/04/2008]

(4)  Where the member so injured, having elected to receive an allowance under this regulation and having been granted such allowance, subsequently institutes proceedings under the written law for compensation in respect of the same injury on account of which such allowance was granted, such allowance may be cancelled at any time.

(5)  If a member proceeding by a route approved by the Minister to or from Singapore at the commencement or termination of his service therein or of a period of leave therefrom, is permanently injured as the result of damage to the vessel, aircraft or vehicle in which he is travelling or of any act of violence directed against himself or against such vessel, aircraft or vehicle, and the Minister is satisfied that such damage or act is attributable to circumstances arising out of a war in which Singapore may be engaged, such member shall be deemed, for the purposes of this regulation, to have been injured in the circumstances described in paragraph (1).

(6)  Where a member is permanently injured as a result of an accident occurring to any aircraft in which he is being carried in pursuance of official instructions, he shall be deemed for the purposes of this regulation to have been injured in the actual discharge of his duty and by some injury specifically attributable to the nature of his duty.

(7)  Where an allowance may be granted in accordance with paragraph (1) to any person to whom paragraph (6) may apply, the following rates of the proportion of his emoluments shall be substituted for that appearing in paragraph (1)(ii)(A) to (D):

(i) where his capacity to contribute to his support is slightly impaired — seven and a half-sixtieths (7 1/2/60ths);

(ii) where his capacity to contribute to his support is impaired — fifteen-sixtieths (15/60ths);

(iii) where his capacity to contribute to his support is materially impaired — twenty-two and a half-sixtieths (22 1/2/60ths);

(iv) where his capacity to contribute to his support is totally destroyed — thirty-sixtieths (30/60ths).

(8)  A member shall be deemed to be carried in an aircraft in pursuance of official instructions where —

(a) he is under a duty to be carried in such aircraft either as a member of the crew or as a passenger;

(b) he has received instructions to be carried in such aircraft from the Minister or the head of his department; and

(c) he is entitled to travel by such aircraft in accordance with any general circular issued by authority from the office of the Minister.

(9)  Where a member other than a police officer sustains a partial disablement or total disablement from an injury, which in the opinion of an award officer, justifies exceptional treatment, regulation 28 shall apply in lieu of this regulation as if such member were a police officer.

(10)  This regulation shall not apply in the case of a member employed or selected for employment by the Government on or after 30th April 1955 who, in consequence of injury, is entitled to compensation under the Work Injury Compensation Act (Cap. 354) as in force before 1 September 2020 or the Work Injury Compensation Act 2019.

[S 269/2008 wef 01/04/2008]

[S 785/2020 wef 01/09/2020]

Allowance for injured police officers and awards, etc., upon death of police officer in certain cases justifying exceptional treatment

28.—(1)  For the purpose of this regulation —

(a) “police officer” and “senior police officer” mean, respectively, a member who is a police officer and a member who is a senior police officer;

(b) a police officer shall be deemed to have sustained an injury in the execution of his duty if he is injured in any of the following circumstances:

(i) while on duty or on a journey necessary to enable him to report for duty or to return home after duty;

(ii) while not on duty but in the performance of some act which is within the scope of a constable’s ordinary duties;

(iii) in consequence of some act performed in the execution of his duty; or

(iv) while acting as a fireman, or assisting in the extinguishment of fire, or in protecting life or property from fire;

(c) any injury intentionally inflicted, or incurred in the performance of a duty involving special risks, shall be deemed to be a non-accidental injury;

(d) “salary”, in relation to a member, means the basic salary and monthly variable component of the member’s total monthly salary;

(e) “total disablement” means total loss of earning capacity in any employment, and, in the case of partial disablement, the degree of disablement shall be based upon the degree to which earning capacity is affected.

(2)  Where a police officer sustains a total disablement from an injury received in the execution of his duty, it shall be lawful for the award officer to grant to the police officer an allowance of the following amount:

(a) if the injury is non-accidental, the amount of the allowance shall be such proportion of the annual salary as specified in Scale No. 1 of the Third Schedule;

(b) if the injury is accidental, the amount of the allowance shall be such proportion of the annual salary as specified in Scale No. 2 of the Third Schedule; or

(c) if it is not possible to determine definitely whether the injury is accidental or non-accidental, the amount of the allowance shall be calculated at such rate intermediate between the rates specified in sub-paragraphs (a) and (b) as the Commissioner of Police may determine.

(3)  Subject to paragraph (4), where a police officer sustains a partial disablement from an injury received in the execution of his duty, it shall be lawful for the award officer to grant to the police officer —

(a) an allowance of such proportion of the amount applicable in case of total disablement as the degree of disablement bears to total disablement; or

(b) in cases recommended by the Commissioner of Police on the grounds of exceptional merit, an allowance of an amount not exceeding one year’s salary calculated at the rate of salary drawn by the disabled police officer at the time of the receipt of the injury.

(4)  For the purpose of paragraph (3)(a) —

(a) if the injury is non-accidental, the allowance shall not be less than such proportion of the annual salary as specified in Scale No. 3 of the Third Schedule; and

(b) if the injury is accidental, the allowance shall not be less than such portion of the annual salary as specified in Scale No. 4 of the Third Schedule,

but in any case, the minimum allowance payable shall be $20 per month plus such amount as would from time to time be payable to a police officer of the same rank in respect of children’s allowances.

(5)  Where a police officer who has completed 10 years of reckonable service sustains a permanent total disablement from an injury received in the execution of his duty which enables him to qualify for an award under paragraph (2), he may elect to be paid a compensation in lieu of that award, in which event it shall be lawful for the award officer to grant to the police officer as compensation —

(a) a sum equivalent to the amount calculated under the Work Injury Compensation Act 2019, as if he were an employee under that Act; or

[S 269/2008 wef 01/04/2008]

[S 785/2020 wef 01/09/2020]

(b) all moneys, whether vested or not, standing to the credit of the police officer in his Retirement Account and Retention Account, if applicable, at the date of his injury,

whichever is the greater.

[S 906/2018 wef 01/01/2019]

(6)  Where a police officer who —

(a) has completed 10 years of reckonable service;

(b) has been retired on account of a permanent total disablement arising from an injury received in the execution of his duty; and

(c) has been receiving an award under this regulation,

dies within 5 years from the date he received the injury, an award officer may, subject to paragraph (7), grant to such of his dependants as the award officer may think fit, or if there are no dependants, to his legal personal representatives —

(i) an allowance in accordance with regulation 26(1), as if he had died from the injury; and

(ii) as compensation —

(A) a sum equivalent to the amount calculated under the Work Injury Compensation Act 2019, as if he had died as a result of the injury and as if he were an employee under that Act; or

[S 269/2008 wef 01/04/2008]

[S 785/2020 wef 01/09/2020]

(B) all moneys, whether vested or not, standing to the credit of the police officer in his Retirement Account and Retention Account, if applicable, as if he had died from the injury,

whichever is the greater.

[S 906/2018 wef 01/01/2019]

(7)  Any compensation payable to the dependants or the legal personal representatives of a deceased police officer under paragraph (6)(ii) shall be reduced by the aggregate amount of the moneys already paid to the deceased police officer under regulation 18 from the date of his retirement to the date of his death, and where the aggregate amount of the moneys already paid to the deceased police officer under regulation 18 exceeds the compensation payable under paragraph (6)(ii), such excess amount shall, subject to paragraph (8), be recoverable by regular monthly deductions from the award payable to the dependants of the deceased police officer under regulation 26.

(8)  Any deduction made from an award payable to the dependants of a deceased police officer under paragraph (7) should, if it is reasonably practicable, leave a balance adequate for the maintenance of the dependants.

(9)  Where —

(a) a police officer who —

(i) was in the pensionable service prior to his conversion to the INVEST Plan; and

(ii) has completed less than 10 years of reckonable service; or

(b) a senior police officer who —

(i) was appointed on or after 1st October 2001; and

[S 159/2021 wef 15/03/2021]

(ii) [Deleted by S 159/2021 wef 15/03/2021]

(iii) has completed less than 10 years of reckonable service,

sustains a permanent total disability from an injury received in the execution of his duty, it shall be lawful for an award officer to grant to such police officer or senior police officer as compensation in addition to an award payable under paragraph (2) —

(A) a sum equivalent to the amount calculated under the Work Injury Compensation Act 2019, as if death has resulted from the injury and as if he were an employee under that Act; or

[S 269/2008 wef 01/04/2008]

[S 785/2020 wef 01/09/2020]

(B) all moneys, whether vested or not, standing to the credit of the police officer or senior police officer in his Retirement Account and Retention Account, if applicable, as if he had died from the injury,

whichever is the greater.

[S 906/2018 wef 01/01/2019]

(10)  Where a police officer who —

(a) is a junior police officer; and

[S 159/2021 wef 15/03/2021]

(b) has completed less than 10 years of reckonable service,

sustains a permanent total disablement from an injury received in the execution of his duty which enables him to qualify for an award under paragraph (2), he may elect to be paid a compensation in lieu of the said award, in which event it shall be lawful for an award officer to grant to the police officer as compensation —

(i) a sum equivalent to the amount calculated under the Work Injury Compensation Act 2019 as if he were an employee under that Act; or

[S 269/2008 wef 01/04/2008]

[S 785/2020 wef 01/09/2020]

(ii) all moneys, whether vested or not, standing to the credit of the police officer in his Retirement Account and Retention Account, if applicable, as if he had died from the injury,

whichever is the greater.

[S 906/2018 wef 01/01/2019]

(11)  Where a police officer sustains a permanent partial disablement from an injury received in the execution of his duty and is entitled to an award payable under paragraph (3), he may elect to be paid a compensation in lieu of that award, in which event an award officer may grant to the police officer as compensation a sum equivalent to the amount calculated for permanent partial disablement under the Work Injury Compensation Act 2019, as if he were an employee under that Act.

[S 269/2008 wef 01/04/2008]

[S 785/2020 wef 01/09/2020]

(12)  Where a police officer or, on his death, his dependants or legal personal representatives is or are entitled to receive any benefit under regulation 26, an award officer may on the ground of exceptional circumstances increase the amount of benefits payable by a further 30%.

(13)  The aggregate amount of any allowance and the additional 30% of such award payable to the police officer or his dependants under paragraph (12) shall not exceed the police officer’s last drawn emoluments.

(14)  This regulation shall apply, with the necessary modifications, to an intelligence officer and for this purpose —

(a) any reference to a police officer shall be read as a reference to an intelligence officer; and

(b) any reference to the Commissioner of Police shall be read as a reference to the Director, Internal Security Department.

Withholding, cancelling, reducing award or compensation

29.—(1)  Notwithstanding the provisions of these regulations, where —

(a) the injuries that were received in and which were attributable to service have been caused by or contributed to by gross negligence or misconduct of the deceased member; or

(b) the member dies in disgrace or where the death is attributable to his misconduct or negligence or due to reasons within his control or resulted from deliberate self-injury or the deliberate aggravation of an accidental injury,

the Minister may direct an award officer to withhold, cancel or reduce any award or compensation which may be or has been made under this Part or Part V.

(2)  The Minister may also direct an award officer to withhold or reduce an award or compensation which may be or has been made under this Part in respect of the disablement of a member whose service is terminated voluntarily or where the disablement is partly or wholly attributable to the default or negligence of the member or is due to reasons within his control.

PART VII

CONVERSION TO INVEST PLAN

Application of this Part

30.  This Part shall apply to all uniformed service officers who, immediately before 1st October 2001, are in the service or on contract in the service.

Option for officers in permanent establishment and contract service

31.—(1)  Any uniformed service officer who is in the permanent establishment or contract service and subject to conditions imposed by Minister, shall be given an option to convert to the INVEST Plan, or remain in their existing scheme of service.

(2)  Any option exercised by the officer shall be irrevocable except that he may be required by the Minister to revert to the pensionable service, if he was in the pensionable service prior to his conversion to INVEST Plan.

Preserved pension

32.  Where a uniformed service officer in the pensionable service exercises an option to convert to the INVEST Plan, the Board shall cause to be credited to his Retirement Account an amount determined in accordance with the formula

where:
	PE is the pensionable officer’s last drawn pensionable emoluments as of 30th September 2001; and
	PS is the total length of pensionable service rendered by the officer immediately before 1st October 2001.

Preserved allowance

33.  Where a uniformed service officer who joined the non-pensionable service on or before 6th December 1984 and is eligible for an Annual Allowance under the Pensions Act 1956, exercises an option to convert to the INVEST Plan, the Board shall cause to be credited to this Retirement Account an amount determined with the formula:

where
	PE is the non-pensionable officer’s last drawn pensionable emoluments as of 30th September 2001; and
	PS is the total length of pensionable service rendered by the officer immediately before 1st October 2001.

[S 498/2023 wef 31/12/2021]

Preserved contract gratuity

34.  Where a junior officer on contract service exercises an option to convert to the permanent establishment, the Board shall cause to be credited to his Retention Account an amount determined in accordance with the formula:

(a) in the case of an officer who was appointed on a contract before 1st April 1999

where
	PE is the officer’s last drawn pensionable emoluments as of 30th September 2001; and
	CS is the total length of service rendered by the officer immediately before 1st October 2001;

(b) in the case of an officer who was appointed on a contract on or after 1st April 1999

where
	PE is the officer’s last drawn pensionable emoluments at that material point in time.

Preserved special allowance gratuity for prisons contracts officers

35.  Where a junior officer serving on contract in the Prisons Service exercises an option to convert to the INVEST Plan, the Board shall cause to be credited to his Retention Account an accrued gratuity as at 30th September 2001:

Deduction for gratuities received

36.  Where an officer exercising an option under regulation 32 to convert to the INVEST Plan has received a pro-rated advance gratuity in respect of his service, an amount equivalent to the pro-rated advance gratuity received by him shall be deducted from the preserved pension, allowance or gratuity, as the case may be.

37.  [Deleted by S 413/2004 wef 12/07/2004]

FIRST SCHEDULE

Regulation 12

RATES AND CONTRIBUTIONS FOR RETENTION ACCOUNT AND RETIREMENT ACCOUNT

1.  Subject to paragraph 2, the amount specified in the second column shall be credited to the Retention Account of a member who is an eligible junior officer at the intervals specified in the first column:

First column		Second column
Length of reckonable service in years or part thereof		Retention Account Contribution Rate
On completion of 1 year of service up to 6th year of service		1 month of gross salary
On completion of 7 years of service up to 10th year of service		1.5 month of gross salary
More than 10 years up to the member’s INVEST contribution cessation date		Nil except that a one time contribution of $3,700 will be made on 1st October 2001 for those who have more than 10 years service as at 1st October 2001.

[S 627/2013 wef 01/10/2013]

[S 906/2018 wef 01/01/2019]

2.  The one time contribution of $3,700 in respect of members who have more than 10 years of reckonable service shall not apply to junior officers in the Prisons Service who had previously received a similar gratuity under the Special Allowance Gratuity Scheme.

3.  The amount of contributions at the contribution rate specified in the second, third, fourth or fifth column (as the case may be) must be credited to a member’s Retirement Account subject to the length of the member’s reckonable service specified in the first column:

First column	Second column	Third column	Fourth column	Fifth column
Length of reckonable service in years or part thereof	Contribution rate for junior police officers	Contribution rate for junior officers other than junior police officers	Contribution rate for senior police officers	Contribution rate for senior officers other than senior police officers
(a) Less than 4 years	7.75%	Nil	13.25%	Nil
(b) More than 4 years up to the member’s INVEST contribution cessation date	7.75%	7.75%	13.25%	13.25%

[S 906/2018 wef 01/01/2019]

4.  Notwithstanding paragraph 3, an additional 6% contribution shall be credited to the Retirement Account of a Senior Police Officer who is a Superscale appointment holder, up to his INVEST contribution cessation date.

[S 627/2013 wef 01/10/2013]

SECOND SCHEDULE

Regulation 18

Vesting for Retention and Retirement Accounts

1.  The portion of moneys in a member’s Retention Account as specified in the second column shall vest in the member on his completing the requisite number of years of reckonable service as specified in the first column.

First column		Second column
Length of reckonable service in years or part thereof		Retention Account Vesting
6		25%
8		33%
10		50%
12		100%.

2.  For the purposes of paragraph 1, a person shall be deemed to have attained the years in service prescribed in that paragraph on the anniversary of his service.

3.  In the case of members who have received the one-time contribution of $3,700, the amount shall vest in the member —

(a) on completion of 12 years of service or as at 1st October 2002, whichever is the later; or

(b) in the case of a member who has served 12 years of service but who had passed away before 1st October 2002, on the day immediately after his completion of 12 years of service.

4.  Subject to regulation 18(3) and (3A), the portion of moneys in a member’s Retirement Account vests in the member in accordance with the vesting scale specified in the third or fourth column —

(a) corresponding to the member’s age specified in the first column, where the member is —

(i) an eligible junior officer;

(ii) an eligible transferred junior officer; or

(iii) a junior officer (other than an eligible junior officer or an eligible transferred junior officer) as at 31 December 2018 and who becomes a member on or after that date; or

(b) corresponding to the member’s age specified in the second column, where the member is —

(i) a senior officer who is a member since 31 December 2018;

(ii) a senior officer who transfers from the service to another scheme of service in the public service before 1 January 2019 and rejoins the service on transfer without break from the public service on or after that date;

(iii) a senior officer (not being mentioned in sub-paragraphs (i) and (ii)) as at 31 December 2018 and becomes a member on or after 1 January 2019; or

(iv) a member in sub-paragraph (a) who is appointed a senior officer on or after 1 January 2019.

First column	Second column	Third column	Fourth column
Age as at retirement, resignation or transfer	Age as at retirement, resignation or transfer	Vesting scale in respect of a member who — (a) retires; (b) resigns; (c) transfers from the service — (i) to the Administrative Service; or (ii) to the employment of any statutory body approved by the Minister before the transfer, by virtue of any written law	Vesting scale in respect of a member who transfers from the service to another scheme of service in the public service except the Administrative Service
28	33	6%	16%
29	34	12%	22%
30	35	18%	28%
31	36	24%	34%
32	37	30%	40%
33	38	35%	45%
34	39	40%	50%
35	40	45%	55%
36	41	50%	60%
37	42	55%	65%
38	43	60%	70%
39	44	65%	75%
40	45	70%	80%
41	46	74%	84%
42	47	78%	88%
43	48	82%	92%
44	49	86%	96%
45	50	90%	100%
46	51	92%	100%
47	52	94%	100%
48	53	96%	100%
49	54	98%	100%
50 and above	55 and above	100%	100%

[S 906/2018 wef 01/01/2019]

4A.  Subject to regulation 18(3) and (3A), where a member (other than a member mentioned in paragraph 4) becomes a member on or after 1 January 2019, the portion of moneys in the member’s Retirement Account vests in the member in accordance with the vesting scale specified in the second or third column (as applicable) corresponding to the member’s age specified in the first column.

First column	Second column	Third column
Age as at retirement, resignation or transfer	Vesting scale in respect of a member who — (a) retires; (b) resigns; (c) transfers from the service — (i) to the Administrative Service; or (ii) to the employment of any statutory body approved by the Minister before the transfer, by virtue of any written law	Vesting scale in respect of a member who transfers from the service to another scheme of service in the public service except the Administrative Service
28	5%	15%
29	5%	15%
30	10%	20%
31	10%	20%
32	10%	20%
33	10%	20%
34	10%	20%
35	15%	25%
36	20%	30%
37	25%	35%
38	30%	40%
39	35%	45%
40	40%	50%
41	45%	55%
42	50%	60%
43	55%	65%
44	60%	70%
45	65%	75%
46	70%	80%
47	75%	85%
48	80%	90%
49	85%	95%
50	90%	100%
51	95%	100%
52	95%	100%
53	100%	100%
54	100%	100%
55	100%	100%
56	100%	100%
57	100%	100%

[S 1036/2024 wef 01/01/2025]

[S 906/2018 wef 01/01/2019]

[S 442/2021 wef 01/07/2021]

5.  For the purposes of paragraphs 4 and 4A, a person is deemed to have attained the age specified in those paragraphs on the anniversary of his birthday.

[S 1036/2024 wef 01/01/2025]

THIRD SCHEDULE

Regulation 28

Scale of Awards

Proportion of Award to Pay on Retirement
First column		Second column		Third column		Fourth column		Fifth column
		Scale No. 1		Scale No. 2		Scale No.3		Scale No. 4
Completed years of approved service		On total disablement from non-accidental injury received in execution of duty		On total disablement from accidental injury received in execution of duty		On partial disablement from non-accidental injury		On partial disablement from accidental injury
		60ths		60ths		60ths		60ths
1 or less		45		30		20		10
2		45		30		20		10
3		45		30		20		10
4		45		30		20		10
5		45		30		20		10
6		45		30		20		10
7		45		30		20		10
8		45		30		20		10
9		45		30		20		10
10		45		30		20		10
11		48		32		21		11
12		48		32		21		12
13		48		32		23		13
14		48		32		24		14
15		48		32		25		15
16		51		34		26		16
17		51		34		27		17
18		51		34		28		18
19		51		34		29		19
20		51		34		30		20
21		54		36		32		22
22		54		36		34		24
23		54		36		36		26
24		54		36		38		28
25		54		36		40		30
26		57		38		40		32
27		57		38		40		34
28		57		38		40		36
29		57		38		40		38
30 or over		60		40		40		40.

[G.N. Nos. S 486/2001; S 53/2003]