CareShield Life and Long-Term Care (CSHL Scheme) Regulations 2020

No. S 849

CareShield Life and Long-Term Care Act 2019

(ACT 26 OF 2019)

CareShield Life and Long-Term Care
(CSHL Scheme) Regulations 2020

In exercise of the powers conferred by section 64 of the CareShield Life and Long‑Term Care Act 2019, the Minister for Health makes the following Regulations:

PART 1

PRELIMINARY

Citation and commencement

1.  These Regulations are the CareShield Life and Long‑Term Care (CSHL Scheme) Regulations 2020 and come into operation on 1 October 2020.

Application of these Regulations

2.—(1)  Except as otherwise provided by paragraph (2), these Regulations apply to —

(a) every citizen of Singapore or permanent resident of Singapore mentioned in section 6(1)(a) of the Act;

(b) every individual mentioned in section 6(1)(b) of the Act;

[S 807/2021 wef 01/11/2021]

(ba) every individual mentioned in section 6(1)(c) of the Act —

(i) who is a citizen of Singapore or a permanent resident of Singapore on 1 November 2021;

(ii) whose birthday falls within the period prescribed in the CareShield Life and Long-Term Care (Prescribed Period under Section 6(1)(c)(ii)) Order 2021 (G.N. No. S 806/2021);

(iii) who is not severely disabled on 1 November 2021;

(iv) who, on 1 November 2021, is insured under the ESH Scheme but not by reason of —

(A) an insurance cover that is in force, despite the individual’s failure to pay the premium for any insurance period, because the individual has made the minimum number of premium payments; or

(B) an insurance cover under the former ElderShield Scheme issued on or after 1 November 2021 and backdated to a date before 1 November 2021; and

(v) who does not withdraw (whether on his or her own or by an authorised applicant acting on behalf of the individual) from the CSHL Scheme before 1 January 2024;

[S 807/2021 wef 01/11/2021]

(bb) every individual who fits the description in section 6(1)(d) of the Act; and

[S 805/2025 wef 01/01/2026]

(c) every individual mentioned in section 6(4) of the Act whom the Board determines may be covered, for such period as the Board thinks fit, under the CSHL Scheme.

(2)  Regulation 4 does not apply in respect of an individual mentioned in paragraph (1)(c).

Matters prescribed in relation to section 6(1)( d ) of Act

2A.—(1)  An individual’s application for insurance cover mentioned in section 6(1)(d)(i) of the Act may be accepted under section 7(4) of the Act if the individual satisfies the following requirements, as applicable:

(a) the individual’s birthday is before 1 January 1980;

(b) if the date of application for insurance cover is before 1 January 2026 — the individual is not severely disabled on the relevant date;

(c) if the date of application for insurance cover is on or after 1 January 2026 — the individual is not disabled on the relevant date.

(2)  In paragraph (1), the relevant date is the following date, as applicable:

(a) if the Board does not require the individual to undergo a disability assessment under section 7(5)(c) of the Act — the date of the application for insurance cover;

(b) if the Board requires the individual to undergo such a disability assessment — the date of that disability assessment.

(3)  The prescribed period mentioned in section 6(1)(d)(ii) of the Act is 60 days.

[S 805/2025 wef 01/01/2026]

Made on 30 September 2020.

CHAN YENG KIT

Permanent Secretary,
Ministry of Health,
Singapore.

[MH 111:08/11-6; AG/LEGIS/SL/31C/2020/1 Vol. 1]

(To be presented to Parliament under section 64(4) of the CareShield Life and Long‑Term Care Act 2019).